Banks distinguish given out mortgage loans on subjects (замщикам) and to objects of pledge. Principal views of credits are reduced to the following: Residental (resident), Investment (investment) and Commercial (commercial). Last we will not consider in details because it is connected with acquisition of commercial real estate (trading, office, warehouse, industrial) for the purpose of extraction of profit within the limits of object operation. Such mortgage loan is expedient for coordinating to visa reception "Business Person" or "Investor" and only in the event that you plan to get expensive actives in territory of Great Britain.
The resident credit stands out that who plans to get real estate for private use and has thus the resident status - temporary or constant residence permit. The main thing that your status assumed stay in Great Britain throughout the next 1-3 years (depending on that, how many you have already lived in England). To you any visa which is among immigration - HSMP, Investor, Sole Representative and Business Person allows to receive such resident status. Our site as much as possible in detail shines procedure of reception of each of the listed visas. A choice what from them expediently to use, leave for lawyers "Adelanta Consulting Group" - our experience all the same much more.
The credit sum will make your cumulative income for four years. At least, this figure will be used by bank as base for calculation of size of the credit. The total result will depend on (last and future) we can convincingly prove what your incomes.
The investment credit is applied in the event that the got habitation will bring to you as to the owner the income, that is will be leased. At such statement of a question the bank will be interested in not so much forecast and history personally your incomes, how many in economic potential of got object of real estate. The size of the credit in this case hardly will exceed 70-80 % from a project cost, but in absolute figures the sum practically isn't limited (that is hypothetically you can buy a multiroom building in London and make its profitable house).
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