Halifax 22 Month Balance Transfer Credit Card

Features & benefits

If you earn £20,000 or more a year switch your balance over to our longest EVER balance transfer offer and pay no interest for almost 2 Years.

• 0% for 22 months on balance transfers (3.5% fee applies)Our longest ever introductory offer to help you manage your existing credit
  
• 0% for the first 3 months on all purchasesTo help spread the cost of any new purchases
• Halifax MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping.

Representative example:
A purchase rate of 17.95% p.a.(variable)	With a representative 17.9% APR(variable).	With an example credit limit of* £1,200
*Credit limits will vary based on your individual circumstances.

Unfortunately we can't accept your application if you don't earn the £20,000 a year minimum.

Applying only takes a few minutes and you'll get an instant decision.

Please be aware to keep promotional rates you must pay at least the minimum payment by the due date and stay within your credit limit. Balance transfers can be made from most credit and some store cards, excluding other Halifax or Bank of Scotland products.