Business Account for start-ups

We understand how daunting starting your own business can be, that's why we'll give you a named manager to support you, a range of free guidance services to get you off on the right foot, and 18 months free* day-to-day banking; so you can spend less time worrying about your banking and more time building your business.

Key features

• 18 months free* day-to-day banking.
• Support from a relationship manager.
• Free Sage Planning for Business software to help you get your business moving in the right direction, or help turn your business idea into reality.
• Free 90-day trial of Sage Start-up, a day-to-day accounts package ideal for first time users. Up to 50% discount when you open a business account.
• 90 day free trial of Sage Instant Accounts a simple bookkeeping package with support that’s ideal for small businesses. Up to 50% discount when you open a business account.
• Manage your account through our extensive branch network.

18 months free day-to-day business banking

Free day-to-day banking can make all the difference to a new business. It makes sure that every single penny you earn goes towards creating a successful business.

During the first 18 months you will not be charged for:

• paying in or taking out cash,
• paying in or issuing cheques, 
• paying standing orders and direct debits.

There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.

All we ask is that you operate your account within agreed limits, for example not going overdrawn without prior agreement.

When your free business banking period is over

When your free business banking period ends you'll automatically be placed on a Monthly PricePlan. Monthly PricePlan gives you a set number of transactions each month for a fixed fee. This makes your day-to-day business banking transparent and puts you in control of your account charges.

We'll contact you before your free business banking finishes, so you'll have time to choose the most cost-effective PricePlan, or an alternative tariff if you think this is more appropriate for your business.

Credit interest is not paid as standard on our Monthly PricePlan, Business Extra or Electronic Business Tariff accounts. For full details on our tariffs visithttp://www.lloydstsbbusiness.com/rates_and_charge.asp.

Compare our tariffs side by side

Get off to a great start

We have a range of information and guidance services to help you develop your business:

• Free Sage Planning for Business software to help you get your business moving in the right direction, or help turn your business idea into reality.
• Free 90-day trial of Sage Start-up, a day-to-day accounts package ideal for first time users. Up to 50% discount when you open a business account.
• 90 day free trial of Sage Instant Accounts a simple bookkeeping package with support that’s ideal for small businesses. Up to 50% discount when you open a business account.

Plenty of options to grow into

You won’t need to change your account even when your business grows or your needs change. We can offer you:

• Banking on your doorstep - we have one of the largest branch networks in the UK, so there should always be one nearby.
• Banking on your computer - our Internet banking service is currently used by over 350,000 business customers.
• Banking on your mobile - receive daily updates on your account balance via our Text alerts service.
• Banking on your phone - speak to a business advisor who can deal with your account queries and requests using our 
  Internet Banking demo service.

Support from your own relationship manager

• Our relationship managers help around 80,000 new businesses get started every year.
• Once your account is open you'll have access to a named relationship manager who will be on hand to provide support from help with deposits, loans or more specialist borrowing.
• As well as face-to-face consultations our relationship managers are also available at the end of a phone to provide telephone assistance when a meeting is not convenient.