Obtain a more diverse range of categories and account status types with access to a summarised view on your customers' credit files.

Callcredit's Bureau Summary Block (BSB) delivers a multitude of summarised fields providing pre-processed data for use with your scoring and decisioning software. Web-enabled and deliverable directly through Callcredit's API, the Bureau Summary Block can be sent efficiently and easily to the point of decision.

The Bureau Summary Block will provide summarised information on an individual's credit file and is made up of a number of XML blocks, each containing discrete chunks of summarised data. For example:

• Applicant Summary Block - contains a summary of the BSB as a whole, including SHARE records, ID verification and summaries of public records, along with information regarding any notices on the account
• ID Block - returns the level of match of the searched individual's forename and surname against the details held on Callcredit's database
• Electoral Roll Block - identifies whether the individual is present on the Electoral Roll at any addresses entered on the search, and if so, the length of residency at each address
• Public Block - details any CCJs or Insolvencies and their respective statuses
• Score Block - contains Gauge, a score that uses public data and SHARE data to rank-order consumers according to their relative credit risk
• Full Block - returns SHARE financial information (at the appropriate level) for full SHARE subscribers

Bureau Summary Block Essentials

If the full Bureau Summary Block is too comprehensive for your business needs then BSBEssentials may be the right solution for you.

BSB Essentials consists of 20 key concepts and is designed to provide a flavour of the breadth of data available in a simplified, reduced format.

It has been specially designed to provide significant additional value in customer management strategies and scorecards. Concepts have been chosen to complement an existing batch bureau data feed and illustrate how Callcredit's unique approach still adds significant value over and above our competitors' data. If you choose to take it in addition to your existing batch bureau data it allows you to begin to leverage the benefits of a multi-bureau strategy.

BSB Essentials also provides an ideal basis for introducing Callcredit data into your organisation. If you're new to bureau data then it's an easy-to-use introduction.